“Your premium is shown below and I am sure you will be delighted with the value for money our policy provides.”

£7,554.40 for annual car insurance is “value for money”?!?

Alright, so maybe I don’t have a perfect track record.  Before the Audi A3 Sportback, I did write off my Vauxhall Astra, and managed to land it on its roof.  (I was unscathed, bar a sore thumb, in case you were wondering…!)

And yes, I guess I do have 6 points for speeding thus far (all accumulated in the A3, a car that was half as powerful, and a quarter of the price, of my current car).

But still - £7,554.40.  “value for money”.

I think not.